FOREIGN EXPERIENCE OF PLACING FUNDS OF INDIVIDUALS AND LEGAL ENTITIES ON BANK DEPOSITS

The purpose. work is dedicated to the analysis of peculiarities placing funds individuals and legal entities on bank deposits in foreign countries order use acquired results domestic practice. Methods. In process writing articlesuch methods as method theoretical generalization, economic withthe usage a graphical method, well comparison, systematization logical generalizationwere used. TheResults.In thearticle approaches pricing deposit products commercial banks were decomposed by analyzing dynamics interest rates during 2020-2021. presence both positive negative was defined. Thus, analyzed period, European Union offered open accounts with rate from -0.5% 0.86%, – -0.22% 1.56%. main types for identified. authors present describe following deposits: savings, term indexed deposits, opened remotely that are moving country permanent residence or study, customers VIP segment, newborns, registration certificate deposit. taxation outlined absence Eastern revealed. current insurance systems United States Americawere comparison existing system made. practical significance. study activities can be used Ukraine developing improving policy, scientists, specialists graduates higher education institutions future research banks.